Comments on: Average Cost of Delivering A Baby

By: Craig Ford

Craig Ford — Tue, 03 Jan 2012 20:33:55 +0000

Raj,
Thanks for letting us know. I know a missionary who lives in India who arranges for Americans to travel to India for surgery because it is much cheaper and the doctors are very highly qualified.

By: Raj Mehta

Raj Mehta — Tue, 03 Jan 2012 17:25:18 +0000

In India, the cost of delivering a baby is Rs 40000 for normal delivery and Rs 75000 for C section. In US dollars, it turns out to be 800 and 1500 dollars respectively.
Saves a lot of money to deliver in India.

By: Craig Ford

Craig Ford — Mon, 02 Jan 2012 20:11:44 +0000

If the company has open enrollment and maternity is a benefit of the insurance then you should be good to go.
You need to personally confirm this information as I’m speaking in general terms not giving you legal or professional advice.

By: Ghanshyam

Ghanshyam — Mon, 02 Jan 2012 18:28:21 +0000

Hi,
I would be joining a company X in US (on H1B) after a month. My wife is pregnant (will be 6 months when I join). Assuming Company X has a group insurance/health plan that provides maternity benefits, is it safe to assume that the baby delivery cost etc will all be taken care of if I get enrolled in that group plan?

This is what I understood from this article on HIPAA here: http://www.dol.gov/ebsa/publications/yhphipaa.html

Is my understanding correct?

By: Diana

Diana — Mon, 02 Jan 2012 15:23:21 +0000

Thanks Craig!! Such a helpful thread and website!

By: Craig Ford

Craig Ford — Mon, 02 Jan 2012 13:09:39 +0000

Diana,
I think you’re right about not being eligible for OHIP. If you’ve not been in Canada and paying the taxes then it would make sense that you are not eligible.
Like I said in the post without insurance we would have paid much, much less in Canada than the US. If you’re looking for the cheapest place to have the baby I’d definitely go with Canada.

By: Diana

Diana — Mon, 02 Jan 2012 02:14:19 +0000

I’m so thankful for this article and everyone’s comments.

I am Canadian but have been living in the States with my husband since we were married in 2009. We had our first two babies in the States WITH MAT INSURANCE and paid out of pocket $1400 for prenatal care, $2000 total for hospital bill. However, our maternity insurance plan cost an extra $300 a month for the year contract. This means that to have a baby we paid $7000 each. Thinking we would “wait” for another baby, we cut the maternity coverage to save the $300 a month. I’m now expecting my third and am wanting to go to Canada for prenatal and birth, but I think my OHIP won’t cover it since I’ve been out of the country for too long!!

I’m trying to figure out how much I would have to have a baby in a hospital in Canada WITHOUT INSURANCE. Is it cheaper to have a baby in Canada or the US? I’m tempted to TRY to use OHIP and close my eyes when/IF I get the bill?

By: Craig Ford

Craig Ford — Fri, 23 Dec 2011 20:09:19 +0000

Lotus,
Unfortunately, I’ve provided all the information I have in the post. You’ll need to contact that actual doctor and hospital to get location specific rates.
I hope it all goes well.

By: lotus

lotus — Thu, 22 Dec 2011 19:26:37 +0000

hiii ……
i am thinking of going to my brother in usa as he and his wife are having a baby but the only thing is i am preg too. my brother said u should deleiever here too. i have already lost 2 girls already so my brother wants me to go to la and have the baby.
please tell me how much to exp? i can easily afford 15000 but more than that is too much . also i wud be seeing doctors is thta expensive?
LOTUS

By: Craig

Craig — Sat, 12 Nov 2011 21:18:52 +0000

Kasey,
Thanks for the comment. Friends that I’ve talked to have actually been able to get discounts. For example, a friend in Dallas was able to reduce the cost from $10,000 to $3,000 by prepaying.