Retirement

Why We Converted Our Traditional IRA To A Roth IRA

by Craig

Share As you probably already know, 2010 is a great time to convert your Traditional IRA to a Roth IRA.  The year is now more than half over, so I thought I’d share my thoughts on the Roth IRA Conversion. In 2010, you can convert a Traditional IRA to a Roth IRA even if you [...]

0 comments Read the Full Article →

How to Calculate Your Life Span

by Craig

Share Warning.  What you are about to read is highly irreverent.  If you are offended by people making light of serious issues, then you should probably read something else.  May I suggest my other site – Help Me Travel Cheap. You could learn about How to Get a Refund for Airline Tickets or Airplane Games [...]

2 comments Read the Full Article →

Roth IRA and Traditional IRA Tax Implications in Plain English

by Craig

Share When deciding between a Roth IRA and a Traditional IRA and the tax implications, you just need to remember one little fact.  You will pay taxes on that money.  The only questions are: when and how. There are other differences, like the IRA withdrawal rules, contribution limits, and income limits, but that is another [...]

3 comments Read the Full Article →

5 Steps To Retirement Planning For Young Adults

by Craig

Share “Will I have enough for retirement?” is a very difficult question to answer.  Last week I left on a low note by introducing you to the 7 retirement factors you cannot control.  I guess it was probably a little discouraging.  However, I am not advocating you simply throw up your hands and ignore retirement [...]

3 comments Read the Full Article →

7 Retirement Planning Factors You Cannot Predict

by Craig

Share Subtitle:  How not to waste your time planning for retirement.  Often we are told to ask the question, “Will I have enough for retirement?”  On the surface that certainly is a valid question.  However, the younger a person is the more variables exist that make the equation too complicated to properly calculate.  As a [...]

12 comments Read the Full Article →

Should I Save For Retirement or Give that Money Instead?

by Craig

Share Editor’s note: I wrote this article a long time ago (August).  I’ve never been closer to pulling an article off my posting schedule (I’m writing this within three hours of posting time).  In some posts, like this one, I try to challenge your thinking without necessarily dictating an action for you.  I’m trying to challenge traditional thinking [...]

6 comments Read the Full Article →

How Much Savings for Retirement is Enough?

Thumbnail image for How Much Savings for Retirement is Enough? by Craig

Many people often wonder if they are saving enough for retirement. The question as to how much savings for retirement is enough should be answered as it will allow the investor the opportunity to focus on other life goals – like helping those in need. When it comes to retirement planning, I suggest you define a point when you have enough so as to avoid the danger of hoarding as exemplified in Luke 12:16-21. While that point will vary greatly by individuals, it honors God to determine when enough is enough.

28 comments Read the Full Article →

Should Retirement Be The Goal of Life?

Thumbnail image for Should Retirement Be The Goal of Life? by Craig

Share Do You Want To Retire Early? The North American Life Trajectory: School. Work. Play. A friend was recently sharing some of his impressions after reading a book, but I forget the title.  The book introduced the three linear main stages of the Western life – school (learn), work, and play.  Typically children go to [...]

10 comments Read the Full Article →

Christians, Retirement, and the Bible

Thumbnail image for Christians, Retirement, and the Bible by Craig

Share Retirement planning. IRA’s, 403(b)s, 401Ks, dollar cost averaging, mutual funds. There is a plethora of topics related to retirement. There are blogs, websites, and financial calculators to help with the process. Since the very earliest posts on this blog, I have made it my goal to think critically, evaluate motivations, and establish the true [...]

3 comments Read the Full Article →

Cost of Living Increase | Thriving Without One

Thumbnail image for Cost of Living Increase | Thriving Without One by Craig

Share As Bob at ChristianPF reported, this will be the first year since 1975 since the Social Security Administration will not be adding on a cost of living increase.  In addition, there are numerous companies who are not offering cost of living increases.  This really is not much of a shock considering the events of [...]

0 comments Read the Full Article →