Comments on: Dave Ramsey Review: Frequent Generalizations http://www.moneyhelpforchristians.com/dave-ramsey-generalizations/ Frugal, Simple, Debt-Free Living, and Generous Giving Sat, 11 Feb 2012 21:06:49 +0000 hourly 1 http://wordpress.org/?v= By: Jim http://www.moneyhelpforchristians.com/dave-ramsey-generalizations/comment-page-1/#comment-15185 Jim Mon, 29 Aug 2011 04:38:28 +0000 http://www.moneyhelpforchristians.com/dave-ramsey-review-dangerous-generalizations/#comment-15185 Dave Ramsey's baby step plan is designed to be a generalized plan. The main thing is that the average guy that seeks advice is in financial trouble and hasn't a clue what he's doing. Therefore his plan is to get people on track. I have read all of the Christian financial giants (Burkett, Blue & others), and Ramsey is the only one that has a simple plan that anyone can follow, and achieve results quickly. Burkett and Blue teach like they are CPAs, but Ramsey talks like a common man, with self depreciating stories because he was dumb and broke in the past himself. I find criticism of Dave disturbing because he is attacking the heart of the problem, that is uncontrolled personal debt. Dave Ramsey’s baby step plan is designed to be a generalized plan. The main thing is that the average guy that seeks advice is in financial trouble and hasn’t a clue what he’s doing. Therefore his plan is to get people on track. I have read all of the Christian financial giants (Burkett, Blue & others), and Ramsey is the only one that has a simple plan that anyone can follow, and achieve results quickly. Burkett and Blue teach like they are CPAs, but Ramsey talks like a common man, with self depreciating stories because he was dumb and broke in the past himself. I find criticism of Dave disturbing because he is attacking the heart of the problem, that is uncontrolled personal debt.

]]> By: Craig http://www.moneyhelpforchristians.com/dave-ramsey-generalizations/comment-page-1/#comment-7052 Craig Mon, 21 Jun 2010 02:04:22 +0000 http://www.moneyhelpforchristians.com/dave-ramsey-review-dangerous-generalizations/#comment-7052 @tony Good catch. You're right that was a typing error. Thank for pointing that out. To clarify, Dave thinks whole life is dumb not life insurance. @tony
Good catch. You’re right that was a typing error. Thank for pointing that out. To clarify, Dave thinks whole life is dumb not life insurance.

]]> By: tony http://www.moneyhelpforchristians.com/dave-ramsey-generalizations/comment-page-1/#comment-7050 tony Mon, 21 Jun 2010 00:36:40 +0000 http://www.moneyhelpforchristians.com/dave-ramsey-review-dangerous-generalizations/#comment-7050 You stated that Dave says, "Get term insurance because life insurance is dumb." That is a misquote. Term insurance is type of life insurance. He says that 'whole life' policies are dumb. 'Term policies' and 'whole life' policies are very different products. You stated that Dave says, “Get term insurance because life insurance is dumb.” That is a misquote. Term insurance is type of life insurance. He says that ‘whole life’ policies are dumb. ‘Term policies’ and ‘whole life’ policies are very different products.

]]> By: Gholmes http://www.moneyhelpforchristians.com/dave-ramsey-generalizations/comment-page-1/#comment-653 Gholmes Thu, 24 Sep 2009 18:58:14 +0000 http://www.moneyhelpforchristians.com/dave-ramsey-review-dangerous-generalizations/#comment-653 Im following the D.R. plan not for any of the reasons you suggest. He is sharing how he has been successful. I follow his plan because of his testimony and I can back up alot of his advice in the Bible. I am a 42 year old CPA with a minor in Economics. Im not lazy, ignorant or of low self esteem. My family and I will complete a fully funded emergency fund next month and move on to college and 15% retirement. We arent going back to unproven strategies. Im following the D.R. plan not for any of the reasons you suggest. He is sharing how he has been successful. I follow his plan because of his testimony and I can back up alot of his advice in the Bible.

I am a 42 year old CPA with a minor in Economics. Im not lazy, ignorant or of low self esteem. My family and I will complete a fully funded emergency fund next month and move on to college and 15% retirement. We arent going back to unproven strategies.

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