Comments on: How to Afford to be a Stay at Home Wife or Mom

By: Ashley

Ashley — Mon, 19 Sep 2011 20:26:54 +0000

I love this article. My husband and I have been married for 4 years. We are trying to get pregnant and are also trying to figure out how to have me stay at home while he works. We have credit card debts, a vehicle payment and a mortgage but our mortgage pay is only about $350 a month. I’m hoping to be able to payoff some bills and then put my paycheck aside to savings for about 6 months and see if we can make it on just his income. Thanks so much for writing this article!

By: Craig

Craig — Mon, 02 May 2011 22:27:44 +0000

I’m not assuming that husband’s pay is higher. I can’t think of any place in the article where I hinted at who makes more – the husband or the wife. I’m assuming that more mom’s stay home than dads. I’ve not looked at any stats so it very well could be a false assumption. Do you think it is a false assumption?

Quoting from the article, “And yes, of course, dad can stay at home too. But, since a stay at home mom is more common we’ll stick with the stay at home mom theme.”

By: Nobody cares

Nobody cares — Mon, 02 May 2011 19:54:26 +0000

LOVE how this article pretty much assumes that the husband’s pay is higher. I’ve been married for 17 years and have always earned a significantly higher income than my husband and would never consider letting him stay home with my kids. He would burn the house down along with the kids. We were married for twelve years before he even knew how to turn on our dishwasher. And I’m a working wife which goes to show you how much housework he does. (NONE). So, I’m the mom, dad, babysitter and care taker for my kids AND my husband. I’d love to stay at home but somebody has to pay the bills, because he sure can’t.

By: SoonToBeMrsN

SoonToBeMrsN — Tue, 19 Oct 2010 18:51:40 +0000

This article is very informative. My fiance’ and I have decided that I would be a SAHM or WAHM. In preparation of this, we began to use the Dave Ramsey to pay down debt now. We’ve made such progress that we’re counseling other couples of the principles of financial freedom. Our current plan of action includes: moving to state where the cost of living is lower and the educational system is great (PA), saving the money from the recent sale of our home to be put aside for unforseen circumstances in our new home; living off of one salary, while my salary will be stored in savings to build up the 6-month reserve; and furnishing our new home with very inexpensive furniture donated from friends or craigslist- no need in buying furniture that our kids will wreak havoc on!
Not sure if anyone else has experienced this, but whenever Stephen and I mention this plan to others; we’re told that our planning is far too premature and that you can never plan to “save” for children. However this site offers such great advice and support. Thanks so much Craig!!!!

By: Forest

Forest — Fri, 11 Jun 2010 23:35:31 +0000

he he, I am glad you mentioned the stay at home dad / husband too .

Even if you do not plan to stay at home I think it’s a fantastic idea to still live off one income… The savings can be incredible and really bring long term comfort to a life.

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