Comments on: Mortgage Refinance Tips & Free Mortgage Refinance Worksheet

By: steve@refinance rates mortgage

steve@refinance rates mortgage — Mon, 10 May 2010 06:20:59 +0000

Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of your loan, avoiding PMI, and buying lower interest rates.

By: Money Hackers Carnival #103 – Snowed In Edition

Money Hackers Carnival #103 – Snowed In Edition — Wed, 10 Feb 2010 10:04:41 +0000

[...] Ford presents 8 Tips For Knowing When To Refinance A Mortgage posted at Money Help For [...]

By: Savings Sunday: The Ethical Butcher and Calculating Your Paycheck | IntelligentDebtSolutions.net

Mon, 08 Feb 2010 03:19:28 +0000

[...] Next Ten Years Be For You Financially? 10 Steps to Creating a Budget You’ll Actually Stick To 10 Tips For Knowing When To Refinance A Mortgage Paycheck [...]

By: Superbowl Sunday Roundup » JoeTaxpayer

Superbowl Sunday Roundup » JoeTaxpayer — Sun, 07 Feb 2010 13:03:25 +0000

[...] Help For Christians started the week for me with 10 Tips For Knowing When To Refinance A Mortgage (with Free Mortgage Refinance Worksheet). Some basic, but important advice you should read if you [...]

By: Fun Tax Facts - Carnival of Personal Finance #242

Fun Tax Facts - Carnival of Personal Finance #242 — Mon, 01 Feb 2010 14:44:59 +0000

[...] Ford from Money Help For Christians presents 10 Tips For Knowing When To Refinance A Mortgage. A refinance can be a good move as long as a person has the right guidelines in [...]

By: Craig

Craig — Mon, 01 Feb 2010 13:05:35 +0000

@Patrick
Thanks for your kind words. I guess more words doesn’t necessarily mean better, eh?

By: Patrick

Patrick — Mon, 01 Feb 2010 02:16:36 +0000

Great tips, Craig. I’m reading a pf book right now that took 5 pages to say what you said in one article – and yours was much easier to understand as well. Not a book I will be reviewing on my site.
.-= Patrick´s last blog ..You Need a Budget 3 Personal Finance Software Program =-.

By: Craig

Craig — Sun, 31 Jan 2010 10:02:40 +0000

@jarthurford
Thanks for sharing your opinion and preference regarding the variable rate mortgage. With interest rates being so low and the danger of inflation I think people are better of getting a fixed rate. There is a lot less risk, but as you point out the variable rate can actually result in come financial savings.

By: Craig

Craig — Sat, 30 Jan 2010 21:09:45 +0000

@Joe
Thanks for some great ideas and suggestions! I should have mentioned that there are tons of mortgage calculators out there. Thanks for pointing us in the right direction.

By: JoeTaxpayer

JoeTaxpayer — Sat, 30 Jan 2010 14:02:06 +0000

Don’t overlook the possibility of a no point/no closing cost mortgage. If the new loan is truly 0/0, a rate reduction of even 1/8% can save you a bit of money.
To the point (1) above. Agreed. 100%. If you are 5 years into a 30 year mortgage (25 years left) and can’t afford the 20 year payment, but the bank doesn’t write a 25 yr loan, take the 30. Make the same payment you were making before, and you’ll pay it off in less that 25 years. Any online mortgage calculators will help you understand this.