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	<title>Comments on: Mortgage Refinance Tips &amp; Free Mortgage Refinance Worksheet</title>
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	<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/</link>
	<description>Frugal, Simple, Debt-Free Living, and Generous Giving</description>
	<lastBuildDate>Sat, 11 Feb 2012 21:06:49 +0000</lastBuildDate>
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		<title>By: Craig</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-15107</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Fri, 12 Aug 2011 21:55:12 +0000</pubDate>
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		<description>This is definitely the right economy for fixed rate mortgages.  There&#039;s not much room to go but up.</description>
		<content:encoded><![CDATA[<p>This is definitely the right economy for fixed rate mortgages.  There&#8217;s not much room to go but up.</p>
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		<title>By: None</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-15106</link>
		<dc:creator>None</dc:creator>
		<pubDate>Fri, 12 Aug 2011 21:41:07 +0000</pubDate>
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		<description>I definitely agree with you Craig. People could end up paying more with high risk of rates getting affected by the economy. I believe people are better off to get the fixed rate mortgage. Thanks for the insights.</description>
		<content:encoded><![CDATA[<p>I definitely agree with you Craig. People could end up paying more with high risk of rates getting affected by the economy. I believe people are better off to get the fixed rate mortgage. Thanks for the insights.</p>
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		<title>By: Ben Gold</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-9696</link>
		<dc:creator>Ben Gold</dc:creator>
		<pubDate>Wed, 27 Oct 2010 11:14:54 +0000</pubDate>
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		<description>Excellent and insightful post. I would like to take issue with your statement at the end of this post re not buying a home. I am a real estate agent in Southern California, and the conversations I have with my buyers revolve around what their needs are. If they believe that they can see themselves living in their new home for the next 10 years (and not 2 or 3). If they want to reap the benefit of an historically low 30 year fixed rate, and are OK in the knowledge that the value of the home they buy could go down some, before it goes up again. Then go ahead and buy.</description>
		<content:encoded><![CDATA[<p>Excellent and insightful post. I would like to take issue with your statement at the end of this post re not buying a home. I am a real estate agent in Southern California, and the conversations I have with my buyers revolve around what their needs are. If they believe that they can see themselves living in their new home for the next 10 years (and not 2 or 3). If they want to reap the benefit of an historically low 30 year fixed rate, and are OK in the knowledge that the value of the home they buy could go down some, before it goes up again. Then go ahead and buy.</p>
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		<title>By: Ben from BankAim</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-8191</link>
		<dc:creator>Ben from BankAim</dc:creator>
		<pubDate>Thu, 19 Aug 2010 21:32:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyhelpforchristians.com/10-tips-for-knowing-when-to-refinance-a-mortgage-with-free-mortgage-refinance-calculator-and-worksheet/#comment-8191</guid>
		<description>Those are some great tips.  

It is amazing how much the term affects the savings in the long run.  Just a few hundred extra a month will save you Hundreds of Thousands.  Talk about a good return on investment.  

That is like putting away $200 away a month for 15 years and that will be worth over $100,000.

That is $36,000 turned into $100,000.  Nice!</description>
		<content:encoded><![CDATA[<p>Those are some great tips.  </p>
<p>It is amazing how much the term affects the savings in the long run.  Just a few hundred extra a month will save you Hundreds of Thousands.  Talk about a good return on investment.  </p>
<p>That is like putting away $200 away a month for 15 years and that will be worth over $100,000.</p>
<p>That is $36,000 turned into $100,000.  Nice!</p>
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		<title>By: steve@refinance rates mortgage</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-6131</link>
		<dc:creator>steve@refinance rates mortgage</dc:creator>
		<pubDate>Mon, 10 May 2010 06:20:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyhelpforchristians.com/10-tips-for-knowing-when-to-refinance-a-mortgage-with-free-mortgage-refinance-calculator-and-worksheet/#comment-6131</guid>
		<description>Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of your loan, avoiding PMI, and buying lower interest rates.</description>
		<content:encoded><![CDATA[<p>Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of your loan, avoiding PMI, and buying lower interest rates.</p>
]]></content:encoded>
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		<title>By: Money Hackers Carnival #103 &#8211; Snowed In Edition</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-1977</link>
		<dc:creator>Money Hackers Carnival #103 &#8211; Snowed In Edition</dc:creator>
		<pubDate>Wed, 10 Feb 2010 10:04:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyhelpforchristians.com/10-tips-for-knowing-when-to-refinance-a-mortgage-with-free-mortgage-refinance-calculator-and-worksheet/#comment-1977</guid>
		<description>[...] Ford presents 8 Tips For Knowing When To Refinance A Mortgage  posted at Money Help For [...]</description>
		<content:encoded><![CDATA[<p>[...] Ford presents 8 Tips For Knowing When To Refinance A Mortgage  posted at Money Help For [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Savings Sunday: The Ethical Butcher and Calculating Your Paycheck &#124; IntelligentDebtSolutions.net</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-1943</link>
		<dc:creator>Savings Sunday: The Ethical Butcher and Calculating Your Paycheck &#124; IntelligentDebtSolutions.net</dc:creator>
		<pubDate>Mon, 08 Feb 2010 03:19:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyhelpforchristians.com/10-tips-for-knowing-when-to-refinance-a-mortgage-with-free-mortgage-refinance-calculator-and-worksheet/#comment-1943</guid>
		<description>[...] Next Ten Years Be For You Financially? 10 Steps to Creating a Budget You&#8217;ll Actually Stick To 10 Tips For Knowing When To Refinance A Mortgage Paycheck [...]</description>
		<content:encoded><![CDATA[<p>[...] Next Ten Years Be For You Financially? 10 Steps to Creating a Budget You&#8217;ll Actually Stick To 10 Tips For Knowing When To Refinance A Mortgage Paycheck [...]</p>
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	<item>
		<title>By: Superbowl Sunday Roundup &#187; JoeTaxpayer</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-1931</link>
		<dc:creator>Superbowl Sunday Roundup &#187; JoeTaxpayer</dc:creator>
		<pubDate>Sun, 07 Feb 2010 13:03:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyhelpforchristians.com/10-tips-for-knowing-when-to-refinance-a-mortgage-with-free-mortgage-refinance-calculator-and-worksheet/#comment-1931</guid>
		<description>[...] Help For Christians started the week for me with 10 Tips For Knowing When To Refinance A Mortgage (with Free Mortgage Refinance Worksheet). Some basic, but important advice you should read if you [...]</description>
		<content:encoded><![CDATA[<p>[...] Help For Christians started the week for me with 10 Tips For Knowing When To Refinance A Mortgage (with Free Mortgage Refinance Worksheet). Some basic, but important advice you should read if you [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Fun Tax Facts - Carnival of Personal Finance #242</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-1844</link>
		<dc:creator>Fun Tax Facts - Carnival of Personal Finance #242</dc:creator>
		<pubDate>Mon, 01 Feb 2010 14:44:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyhelpforchristians.com/10-tips-for-knowing-when-to-refinance-a-mortgage-with-free-mortgage-refinance-calculator-and-worksheet/#comment-1844</guid>
		<description>[...] Ford from Money Help For Christians presents 10 Tips For Knowing When To Refinance A Mortgage. A refinance can be a good move as long as a person has the right guidelines in [...]</description>
		<content:encoded><![CDATA[<p>[...] Ford from Money Help For Christians presents 10 Tips For Knowing When To Refinance A Mortgage. A refinance can be a good move as long as a person has the right guidelines in [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Craig</title>
		<link>http://www.moneyhelpforchristians.com/knowing-when-to-refinance-a-mortgage-free-mortgage-refinance-calculator-and-worksheet/comment-page-1/#comment-1840</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Mon, 01 Feb 2010 13:05:35 +0000</pubDate>
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		<description>@Patrick
Thanks for your kind words.  I guess more words doesn&#039;t necessarily mean better, eh?</description>
		<content:encoded><![CDATA[<p>@Patrick<br />
Thanks for your kind words.  I guess more words doesn&#8217;t necessarily mean better, eh?</p>
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