Comments on: Should You Pay Extra For Maternity Insurance Coverage?

By: Craig

Craig — Sat, 16 Jul 2011 13:07:43 +0000

Hari,
The post is about two years old.

By: Hari

Hari — Sat, 16 Jul 2011 05:55:26 +0000

No dates! of the post.
Not sure how relevant the article is for July 2011 readers!!

By: Craig

Craig — Thu, 09 Jun 2011 19:41:40 +0000

John,
The US doesn’t have any coverage (unlike the UK). Instead, you’ll need private insurance. However, I doubt you’ll find an insurance plan that will cover the delivery costs. The only possibility is if you have a job with open enrollment. Let me know if you have other questions.

By: John

John — Thu, 09 Jun 2011 18:34:34 +0000

Hi me and my wife recently moved to california and we are expecting in january. What can we do to get cover or are we exempt from US cover being from the uk. could you send me some details please?

By: laura

laura — Fri, 05 Nov 2010 13:26:31 +0000

Thank you for your information. We just find out that I’m pregnant and we are short in money. We have insurance thru my husband. The new policy for the next year is that we will have to pay 10% of any procedure (we are in VA). We have international cover, I’m dominican….maybe we can plan something else. It is sad that I can enjoy my pregnancy with this numbers.

By: Craig

Craig — Tue, 02 Nov 2010 23:33:22 +0000

@Filipe
I’m going to email you more detail personally, but there is not any insurance (in the US that I know of) that will cover the cost of delivery if you are already pregnant.

By: Filipe Niel

Filipe Niel — Tue, 02 Nov 2010 20:23:52 +0000

Craig, thank you very much for your blog. My name is Filipe, I am Brazilian and I have been sent back to Brazil as a missionary by an American church where I’ve done an internship. Next year is the year we should go back to the states, everything is planned, but my wife has just got pregnant.

We don’t have an international health insurance. My question is if you know any American health insurance that would accept my wife and pay part of the costs even if she gets the health insurance already being pregnant, do you know such a health insurance?

Would you be able to email me about it?

Thank you very much.

Filipe

By: Craig

Craig — Fri, 04 Jun 2010 03:49:59 +0000

@SC For $900 per month I would not add a maternity rider. That is crazy expensive!
The $2,000 was based on my insurance company at the time I published this article. That rate has now increased to $2,500. I guess you might want to shop around for something with a more affordable maternity rider.

By: SC

SC — Fri, 04 Jun 2010 01:55:44 +0000

Where do you get the information about the maternity rider adding $2,000 in a year? Our current provider is asking for an additional $900/month — $10,800 a year for a maternity rider. (And they won’t even give any details until we start paying.) Just curious…

HSA is looking mighty tempting.

By: Craig

Craig — Thu, 01 Apr 2010 05:25:48 +0000

@Tom
Thanks for the tip. That would definitely be a reason to get the rider.
But, be sure to ask. In my case my wife does have maternity, but not automatic acceptance for the infant – hmmm.